1. General Terms

• 1.1 Eligibility: You must be at least 18 years old to use our services. Users must also comply with the local laws governing online betting in their region.
• 1.2 Account Responsibility: Users are responsible for maintaining the confidentiality of their account credentials and are liable for any activities conducted under their account.
• 1.3 Platform Access: Lotus365 reserves the right to modify, suspend, or terminate access to the platform without prior notice for maintenance or legal reasons.

2. Use of Services

• 2.1 Personal Use: Our platform is intended for personal, non-commercial use only. Any unauthorized commercial use is prohibited.
• 2.2 Fair Play: Users must engage in fair play and refrain from activities that exploit system vulnerabilities or manipulate outcomes.
• 2.3 Prohibited Content: The sharing of illegal, offensive, or harmful content is strictly prohibited.

3. Payments & Withdrawals

• 3.1 Payment Methods: We support secure payment options such as UPI, PayTM, net banking, and card payments. Ensure your payment details are accurate to avoid transaction delays.
• 3.2 Withdrawal Policy: Withdrawals are processed within the timeframes specified on our platform. Additional verification may be required for larger transactions.
• 3.3 Refund Policy: Refunds are issued only under exceptional circumstances, subject to our review and discretion.

4. User Conduct

• 4.1 Compliance: Users must comply with all applicable laws and refrain from illegal betting activities.
• 4.2 Misuse of Platform: Activities such as hacking, spamming, or introducing harmful software are strictly prohibited.
• 4.3 Responsible Gaming: We encourage users to engage in responsible gaming practices and set limits on their betting activities if needed.

5. Disclaimers & Liabilities

• 5.1 No Guarantees: Lotus365 does not guarantee uninterrupted access or winnings on the platform.
• 5.2 Liability Limitations: We are not responsible for losses incurred due to user errors, third-party failures, or external factors beyond our control.

6. Modifications to Terms

Lotus365 reserves the right to modify these Terms & Conditions at any time. Users will be notified of significant changes, and continued use of the platform constitutes acceptance of the updated terms.